UMBRELLA INSURANCE DEFINED

DON'T FORGET YOUR UMBRELLA

Today's world is full of lawsuit-happy people. Judges and juries are also awarding higher sums of money than ever before. Personal Umbrella coverage gives you the following benefits, subject to policy limits and exclusions:

• Additional coverage over and above the liability limits of your underlying policies, such as auto and home
• Your assets, as well as your future earnings, covered

ADDITIONAL BENEFITS

Besides providing increased liability limits, a Personal Umbrella policy gives you these additional benefits:

• Coverage for libel, slander, and defamation of character may not be covered by your underlying house or auto liability policies.
• Your Umbrella policy covers defense costs and attorney fees associated with claims against you, but not by your primary policies. These expenses are paid in addition to our policy limit.
• Coverage anywhere in the world

Note: Your auto policy must have certain limits for you to qualify for an umbrella policy.